Bitcoin 1-Year Virtual Simulation: Lump-Sum Investment Loss of 29.32% vs. Dollar-Cost Averaging Loss of 0.53%

A hypothetical comparison published by Block Media on December 2 shows that a $5,600 investment in Bitcoin (BTC) made at once on October 31, 2025, at the closing price of $109,556 would have lost 29.32% in value by October 31, 2026, with the position of roughly 0.0511 BTC valued at $3,958 and a loss of $1,642. The same $5,600 deployed through weekly dollar-cost averaging purchases between October 6, 2025, and October 26, 2026, would have posted a far smaller loss of 0.53% over the same evaluation date. The figures are simulated using historical prices rather than actual investor transactions. The comparison underscores how entry timing drove sharply divergent outcomes during a year in which Bitcoin fell from the $109,000 level, with lump-sum buyers absorbing the full drawdown while systematic buying averaged into lower prices. Market participants will be watching whether BTC stabilizes near current levels, which would determine whether dollar-cost-averaged positions continue to outperform lump-sum entries made at the prior peak.