OnePay partners with Stripe to launch a stablecoin top-up service, enabling direct conversion of USDC across 12 blockchains into US dollars.

OnePay, the fintech firm backed by Walmart-affiliated venture capital, has launched a stablecoin funding feature in partnership with Stripe, allowing select US users to deposit USDC from external wallets or exchanges directly into OnePay Checking accounts, where it is automatically converted to dollars. The service, powered by Stripe's stablecoin infrastructure platform Bridge, which handles deposit address generation, compliance checks, and USDC-to-USD conversion, supports 12 blockchains including Tempo, Base, Solana, and Ethereum, with no conversion fees during the initial rollout. Converted funds typically settle into users' OnePay Checking balances within a short time and can be used for bill payments, transfers, and savings without holding a stablecoin balance. The move matters because it embeds stablecoin rails into a mainstream consumer banking product, expanding USDC's utility beyond crypto-native venues and deepening Stripe's push into stablecoin payments infrastructure. OnePay said it will evaluate support for additional stablecoins and plans to roll out further stablecoin-based financial services, making the breadth of asset and chain support, fee structure after the promotional period, and user adoption the key items to watch.